Health - Corporate

Group Income Protection

Ensure your employees receive a regular income if they are unable to work due to long-term illness or injury.

Plan Overview

Often considered the cornerstone of a modern employee benefits package, Group Income Protection provides a financial lifeline for staff facing long-term absence. The policy pays a percentage of the employee's salary if they are unable to work due to sickness or injury, typically after a deferred period. This ensures they can meet their financial obligations while they focus on getting better.

Key Features

Pays a percentage of salary (e.g., 75%)
Long-term benefit payable until return to work or retirement
Includes access to rehabilitation and support services
Choice of deferred periods (e.g., 13, 26, or 52 weeks)
Cost-effective group rates

Primary Benefits

Reduces Financial Worry: Provides a reliable income stream for employees.
Manages Absenteeism: Early intervention and rehab services help staff return to work sooner.
Duty of Care: Fulfills an employer's responsibility to support staff wellbeing.
A Valued Benefit: Helps retain and attract skilled employees.

Is This Plan Right For You?

Any employer looking to provide a robust safety net for their staff. It is particularly valuable for protecting against the financial consequences of long-term health issues that can affect anyone.